In the event of your terminal illness or death you can choose to have your life insurance paid out as either a:
Trauma insurance is designed to pay out as a lump sum and/or a monthly benefit if you suffer a trauma or critical illness like cancer, major heart attack or a stroke with many other conditions covered. This benefit is paid to you so you could perhaps reduce or eliminate debts or pay for medical treatments.
Total and permanent disability insurance alleviates the financial impact if the main income-earner became totally and permanently disabled. In most cases the hardship experienced would be even more profound as ongoing daily living and medical costs for the disabled person could be quite significant.
What would happen if you were off work for an extended period due to illness or injury?
ACC only pays out for accidents! Private income protection insurance can cover up to 75% of your income.
If you are self employed we may be able to reduce your ACC bill and cover you for sickness and injury not covered by ACC.
Find out the best solution for your situation - Contact us
If the main income earner dies, becomes critically or terminally ill, suffers a temporary or total and permanent disability or perhaps is made redundant, you don’t want to be worried about the mortgage or having to meet the repayments.
Get covered now for you and your loved ones piece of mind.
Not all treatments or costs are covered by the public health system, and you often have no control over the timing or quality of care you receive. With private insurance you have cover to pay for the treatments you need when you need them.
Contact us to get important advice on the various options & the differences between insurers.
A cost effective life insurance to cover your funeral expenses. A simple application process with no health evidence required.
Contact us we can start the application over the phone or via email
We can also offer insurance on the following items:
Options for Full cover, third party fire and theft as well as third party only.
Get your households goods covered with Transit Insurance when you move house as insurance does not cover contents when they transit from your old home.
Protect yourself when you are out of the country on work or holiday
Comprehensive Insurance Cover for Landlords
Insure against malicious loss or damage to your rental property caused by your tenants. Including loss of rental income and Landlords Legal Liabilities with premiums starting from only $22.71 per month.
Contact us to get cover on any of these items now
There are so many business insurance options - ensure you have the right insurance for the right purpose.
Obtain cover for public liability, professional indemnity, stock, plant and equipment, commercial buildings & vehicles.
Also key person, locum cover as well as business start-up income protection solutions and Rural Farm Protection.