Home Loans & Lending
Are you are a first home buyer, have an existing mortgage or are you are a seasoned property investor?
We work with an extensive range of lenders - That means you don't have to shop around – we can compare all their offers for you and submit your application to the lender that best suits your situation.
We can work with your existing lender or a completely new one to see who is offering the best deal?
You get all our knowledge, experience & best advice - In most cases we get paid by the lender, not you.
Enquiry >
Buying a Home
Are you looking at selling your home and buying a new one? Let us make the process stress-free and hassle-free for you with great solutions.
More >
Enquiry >
Residential Investment Property Lending
Whether you are a new or existing property investor or just buying a house for the kids, your loan structured to your particular situation is very important. Let us provide you with great advice and a simple process to assist you with this request.
More >
Enquiry >
Refinancing / Debt Consolidation
Make life easier with our debt consolidation packages as your income and expenses and your circumstances are always changing so you may need help with:
- Debt consolidation
- Negotiating your new interest rates with your existing bank
- Topping up your existing loan
- Mortgage holiday requests
Refix existing mortgages with your bank
Renovating an Existing Home
If you don’t have any money saved, you will need to borrow money for your renovations. If that’s the case, the first thing you need to find out is if your changes will be covered by a standard loan or if you will need a construction loan. Talk to us now.
More >
Enquiry >
First Home Buyers Welcome
It is strongly recommended to know how much you can afford to borrow and how much the bank will be willing to lend you before you set your heart on a home you can't afford. We can get you a Pre-Approved home loan as all lenders have different criteria. We can assist you with options requiring just 5% genuine saved deposit.
More >
Enquiry >
No Deposit Lending
If you’re like most New Zealanders, you’d love to own your own home. The hard bit is that sometimes it is easier dreamed than done. We can give you excellent advice and guidance on what needs to be done to get you into your own home sooner so you don't have to rent anymore.
More >
Enquiry >
Building a New Home
Are you looking to build your brand new dream home?
We can secure your home loan for you to buy your section so you can build your dream home.
More >
Enquiry >
100% Mortgages (No Deposit)
If you’re like most Kiwi's, you’d love to own your own home.
The hard bit is that sometimes it is easier dreamed than done. With a Welcome Home Loan, your dream has possibly got one step closer.
Let us compare the options available to you and look at your eligibility with no deposit for up to $200,000 and 15% deposit on the lending over $200,000 up to $350,000.
More >
Enquiry >
Credit Impaired Lending Options
Do you have an impaired credit rating?
Is your mortgage in arrears or has your bank account conduct not been that great?
Don't be embarrassed and let your bank say "NO"
Let us have a look at your particular problem and come up with a solution for you.
More >
Enquiry >
New Migrant Home Loans
Are you a professional migrant with at least a 10% deposit and want to buy your new home?
Let us help you with the whole process.
More >
Enquiry >
Trans-Tasman Home Loans
Are you a New Zealander looking to invest in the Australian property market?
Are you an Australian looking to invest in the New Zealand property market?
More >
Enquiry >
Self Employed Home Loans - Lo Doc Options
We understand how it is to be self-employed because we are also self-employed. Jumping through all the hoops to provide satisfactory income can be a real hassle. If financial accounts are not ready or if know you can afford the repayments we maybe able to provide you a desired solution.
More >
Enquiry >
Commercial Loans
We can help you:
- Purchase or refinance of industrial, business, residential and mixed zone properties
- Consolidate your business &/or tax debt
- Equity take-out for business purposes
Personal Loans
Do you need a loan to buy a car or do you want to consolidate your debts but don't own a home?
We could help you using your car or maybe another asset as security.
More >
Enquiry >
Reverse Equity (Sentinel Lifetime Loans)
How would you like to release some of the value or equity you have built up in your home for a say a new car, home renovations, medical treatment or a a nice trip overseas? Our reverse annuity loan is a great solution for the over 60's.
More >
Enquiry >
